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Your Rights After Foreclosure

When a home is foreclosed on because of unpaid mortgage, it’s sold at auction to pay off what’s owed. Many people don’t know what happens next.

If the auction sells your home for more than what was owed (including the debt, fees, and costs), this extra money is called “excess proceeds” or “surplus funds.” As the former homeowner, this money legally belongs to YOU.

Why? Because it was your property that was sold, and you have the right to any value that exceeds what was needed to pay off your debt. This protection exists to make sure the foreclosure process only takes what’s necessary to settle the debt—not a penny more.

Work With Professionals

At our company, we take pride in handling your excess proceeds claim with professionalism and care. We work closely with experienced specialists, licensed attorneys, and directly with the county to ensure your claim is filed accurately and efficiently. You can trust that you’re in good hands with a team that’s committed to protecting your rights and getting you the money you’re owed.

 
 

We Care

We understand that going through a foreclosure can be overwhelming and emotional, and we truly empathize with what you’re facing. That’s why we treat every client with compassion, respect, and care—because you’re not just a case to us. We’re here to help you recover what’s rightfully yours and support you every step of the way.

 
 

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