FAQ'S

It’s not a Scam because when your foreclosed home is sold at auction, the lender is only entitled to the amount you owed on the mortgage. If the home sells for more than that, the extra money—called “surplus funds”—legally belongs to you as the previous homeowner. It’s your right to claim it.
Yes you can.
Keep in mind It can be more difficult to claim the money yourself because the process involves strict legal paperwork, deadlines, and sometimes court filings that can be confusing. If anything is done incorrectly, your claim could be delayed or denied. A professional knows exactly how to file it properly and make sure you get what you’re owed as quickly and safely as possible.
Our services come at zero cost upfront—you don’t pay a dime unless we successfully recover your surplus funds. We work on a contingency basis, meaning we only charge a 20% service fee after we’ve secured your money. We also cover all lawyer and filing fees, so there’s no financial risk to you. You get peace of mind knowing you only pay if we win.
You can expect to receive surplus funds anywhere from a few weeks to several months after the auction, depending on the state. It takes time because the court has to confirm the sale, settle any claims from other lien holders, and then approve the release of the funds. Every state has different laws and timelines for this process, so how fast it moves depends on where the property was located and how backed up the court system is.